Paste the contents of your computer's clipboard here. (Ctrl+v; I don't know the keystrokes for a Mac, sorry.)
Careful not to paste anything from an ongoing game (which is what reminded me that we need this thread).
My contribution:
Many homeowners are drawn to an ARM when they first purchase their house -- the lower monthly payments can certainly be an enticement. However, the trade-off is that when the interest rates do go up, they may go up sharply. And if you haven't planned for such an event, the resulting larger payment can be anywhere from mildly inconvenient to really devastating.
Part of my boring work. I was moving it to a new document.